top of page
Marble Surface

Some Approved Business Types

Clinics

Diagnostic Imaging Centers

Doctors

Dentists

Drug Stores

Home Health Care

Orthodontists

Other Health Care Providers

Physical Rehabilitation Centers

Drug Manufacturers

Pharmaceutical Manufacturing

Medical Equipment

Medical Services (Medical Imaging)

Medical Supplies

Nursing Homes/ Hospitals

Nutritional & Dietary Supplements

Pharmaceuticals and Health Products

Urgent Care Facilities

Veterinarians

Sports

Automotive Repair and Services

Barber/Beauty/Spa/ Laser Hair Removal

Bicycle Shops

Book Stores

Photo Studios

Quick Copy/ Mailing/ Packages

Sporting Goods Stores

Manufacturing and Industry

Alternative Energy Production and Services

Manufacturing

Chemical and Related Manufacturing

Electronic Manufacturing and Equipment

Steel Production/ Steel Fabrication

Textiles

Construction

Architectural Services

Building Materials and Equipment

Landscaping Design and Service

Health and Medicine

Acute Care Facilities

Auditory Centers

Cancer Radiology Centers

Cancer Treatment Facilities

Chiropractors

Car Washes

Cigar Stores

Dry Cleaners

Electronic Stores

Florists

Gift Stores

Grocery Stores

Hardware Stores

Hobby/Toy Stores

Pet Stores

FREQUENTLY ASKED QUESTIONS

Marble Surface
  • PRODUCTS: SMALL & MEDIUM SIZE BUSINESS ALTERNATIVE OPTIONS
    SBA LOAN TERM LOAN LINE OF CREDIT CASH ADVANCE WORKING CAPITAL EQUIPMENT LOAN ASSET BASE LOAN EQUIPMENT FINANCING EQUIPMENT FINANCING CORE BUSINESS-WORKING CAPITAL FIX AND FLIP RE-AT LEAST 3 FLIPS IN THE LAST TWO YEARS- NEED HUD 1 DOC. (All Programs Are Subject To Change)
  • MCA: merchant cash advance - Soft Pull On Credit
    Credit cards with cash option, up to 150,000 per person Soft Pull On Credit
  • So, what kind of business can we fund?
    Approved Business Sources Manufacturing and Industry Alternative Energy Production and Services Manufacturing Chemical and Related Manufacturing Electronic Manufacturing and Equipment Steel Production/ Steel Fabrication Textiles Construction Architectural Services Building Materials and Equipment Landscaping Design and Service Health and Medicine Acute Care Facilities Auditory Centers Cancer Radiology Centers Cancer Treatment Facilities Chiropractors Clinics Diagnostic Imaging Centers Doctors Dentists Drug Stores Home Health Care Orthodontists Other Health Care Providers Physical Rehabilitation Centers Drug Manufacturers Pharmaceutical Manufacturing Medical Equipment Medical Services (Medical Imaging) Medical Supplies Nursing Homes/ Hospitals Nutritional & Dietary Supplements Pharmaceuticals and Health Products Urgent Care Facilities Veterinarians Sports Professional Sports, Sports Arenas & Related Equipment & Services Consumers Automotive Repair and Services Barber/Beauty/Spa/ Laser Hair Removal Bicycle Shops Book Stores Car Washes Cigar Stores Dry Cleaners Electronic Stores Florists Gift Stores Grocery Stores Hardware Stores Hobby/Toy Stores Pet Stores Photo Studios Quick Copy/ Mailing/ Packages Sporting Goods Stores Wait, there's more....... (All Programs Are Subject To Change)
  • Merchant Cash Advance
    Qualify for up to $300,000 Today! Million dollars in funding are approved annually. Businesses that fail do so because of a lack of capital. Funding Programs: Credit Card Program Term Loan Program Business Personal Credit Card Program (All Programs Are Subject To Change)
  • YES we fund StartUps!
    The Lines of Credit program is a program that will allow merchants with or without revenue to gain access to the cheapest capital available. This creative financing program will get merchants anywhere from $10,000 - $100,000 at 0% APR for 12 to 21 months. While keeping minimum payments low allows businesses to start on the right foot or grow without compromising a large number of their receivables. If a merchant qualifies, it can be used as a consolidation of current positions as well. Approval: $60,000 - $70,000 Max: 15% Low: 10% (All Programs Are Subject To Change)
  • What Is Team Loan Program?
    Term Loan Program • Rates range from 5.49% - 14.99% (Dependent on strength of personal credit) • No minimum length of time in business • Fixed monthly payment • No upfront fees • Full liquidity Immediately • Funding in 7 - 15 Business days Requirements: 730+ Personal Credit scores in all three bureaus. 2 Years personal tax returns showing $50,000 or more of taxable income. Apply Consultation Funding in 15 Days (All Programs Are Subject To Change)
  • Who doesn’t qualify for 401K Funding?
    If that 401(k) is tied to a current employer. (All Programs Are Subject To Change)
  • Tips From Entrepreneurs
    Tips From Entrepreneurs: Bank loans are still the best way for small businesses to get financing. In 2015, bank loans for small companies reached nearly $600 billion. Personal Credit Cards • Build Credit with National Lenders. "A" Tier • Access to additional working capital • Become eligible for future funding options • Maximize the amount of funding received Requirements: 700+ Personal Credit Scores in all three bureaus. Apply Online. (All Programs Are Subject To Change)
  • What Is Business Credit Card Program?
    Business Credit Card Program • 0% Interest for 6-18 months • No minimum length of time in business • Stated Income • No upfront fees • Reports only to the business • 700+ Personal credit scores in all 3 bureaus • Must have business entity Requirements 700+ Personal Credit Scores in all 3 bureaus. Established Business Entity (All Programs Are Subject To Change)
  • What Is Corporate Credit?
    Business Line of Credit and Term Loans Products: Corporate Credit Capital for entrepreneurs and startups. Line of Credit program - Capital for brand new businesses (beginner). Term Loan - Capital for businesses that already started but haven’t reached a certain level of income they want (experienced). Qualifications: - For beginner program (Line of Credit) : - Personal Credit Score above 700 (with good quality or track records). - Approval within 24 hours, the funds will be transferred between 5 - 10 business days. - Funds will be transferred to the credit card Line of Credit. - The credit card doesn’t report to personal credit score and has zero interest rate. - The customer can cash the funds out and use a credit card to pay employees, business bills or buying stuff for their business. Existing business (Term Loan): - Minimum income $50k - 75k. - Income might come from W2 Salary or distribution income (from rental real estate as a corporation). (Contact Pic Funding For More Info) - Rate: 4% - 15% based on the strength of the credit. - Payment: between 1 - 2% of the balance approved. (All Programs Are Subject To Change)
  • So, who qualifies for 401K Funding?"
    - Someone who has an IRA and it’s worth more than $25,000 - Someone who has a 401(k), it’s from a previous employer, and it’s valued at more than $25,000 (All Programs Are Subject To Change)
  • So why choose us?
    So why choose us? Because finding someone who cares about your project as much as you do can be a difficult. It is not just about the funding of a project. What about going forward to increase your business? We can support you with web design, SEO, SWOT, 3 P’s (Product, Price, Promotions). It’s not about the funding it’s about the relationship into the future. Feel free to ask us anything, we love the creation process. DIY or DIT (do it yourself or do it together). We understand the trials and tribulations and all the hard work you have done to get this far.
  • Merchant Cash Advance (MCA)
    What: A Merchant Cash Advance or MCA is a way to sell your future credit card sales in exchange for money now. For example, a company that consistently gets 20k in credit card transactions each month can get an MCA for 25%-100% of their monthly sales upfront. So, a 15k MCA can be paid over a generally short time. Why: Great option for a business that needs cash immediately. Get funded as soon as the same day. Straight-forward requirements. Little to no paperwork. Who’s Eligible: Must have been in business for a minimum of 3 months with no significant unsatisfied credit judgments. Who is not: Restricted or generally risky industries, startups, adult industries, airlines, regional airline companies, Auto dealerships, used car dealers, bitcoin companies, bus companies, churches, collection agencies, check-cashing companies, bail bond companies, debt consolidation companies. Documents Needed: 3 Months of Bank Statements (All Pages), Completed application. (All Programs Are Subject To Change)
  • 401k Funding?
    What: This product allows clients to withdraw upon retirement funds without paying penalties or taxes to the IRS. Why: It allows you to pay off high-interest debt. Without credit checks. Clients can also explore different opportunities outside of the stock market. Startup and business owners can both use their funds any way they would like. Who’s Eligible: If the client has an IRA or 401(k), they can qualify. They must have more than $25,000 in their IRA. Their 401(k) must be from a previous employer and be more than $25,000. Who is not: Not qualified if the 401(k) or IRA has less than $25,000 and if the 401(k) is tied to a current employer. (All Programs Are Subject To Change) Documents Needed: Client’s name, phone number, email, retirement account details (401(k) or IRA, how much is in the account?)

CONTACT
info@picfunding.com

(702) 588-4276

bottom of page